Jan 10, 2007 7:15 am US/Eastern
4 Steps To Spotless Credit
by Maurice DuBois
NEW YORK (CBS) ―
-
-
One way to keep your credit clean is to check your credit reports for free at AnnualCreditReport.Com.
It affects every aspect of our financial lives. But you might be doing something to damage your credit score without knowing it. Kate Ashford, a reporter for Money Magazine, shares four simple steps to spotless credit:
1. Know What Your Creditors Know- Get Free Report
- Free: AnnualCreditReport.Com
- Pay for Credit Score, About $8
2. Polish Your Profile- Check for Errors
- Pay Bills on Time
- Live Within Limits
- Open/Close Accounts Carefully
3. Protect Your Reputation- Protect Your Social Security Number
- Beware of Credit Monitoring Services
- Watch for Phishers
4. Repair Your Credit- Call Credit Bureau if ID Theft
- Become Model Citizen
- Consider Credit Counseling
(© MMVII, CBS Broadcasting Inc. All Rights Reserved.)
Comments